27: The bank isn’t the only way to enter the property market – a Conversation with Julie Wyatt (Part 2)

[00:00:00] Get A and welcome to the Pursuit of Freedom podcast. I'm your host Rosie Burrows and I'm on a journey to find my freedom so that I can help you do exactly the same

[00:00:11] Join me each week as I share the stories of everyday people have found their own past to freedom I'm not going to focus on job titles and accolades because I don't care about that stuff and neither should you

[00:00:24] I want to uncover what truly makes you tick. Who are you when you step away from society's expectations and follow your heart? I still haven't figured it out yet. Have you? Either way, buckle up because it's going to be one hell of a ride.

[00:00:43] Woohoo! Here we are at episode 27. I'm so excited to have you here. I'm sitting in my van at the moment. I just finished editing part one and part two.

[00:00:53] Back to back. It's still raining maybe you can hear it. Maybe you can't. I'm getting a bit tired. It's just after 10pm

[00:01:00] So I might sit down and watch some Netflix while you press play on this episode. Before I roll it though, I just want to give a slight Content warning. There is brief mention of suicide and also abortion.

[00:01:14] It is brief but I just wanted to give you a heads up so you're not taken off guard if you need to skip this one. Please do

[00:01:22] Otherwise enjoy the episode. I don't want to give too much away. It's just bloody awesome and it's going to speak for itself. Yeah, we go. I'm sure there's people listening. There is a pre-to-going. Oh, I don't have to go through a bank.

[00:01:36] So without giving away all your secrets where can we look and what kind of options are out there? Because we, I think we're all just... We've grown up to believe well if you want to buy a home,

[00:01:47] you've got to have a 20% deposit. You've got to go through the bank. You've got to have your Pace lip history, Yardiyari Yardiyara. So what are the alternatives? The banks want you to believe that Rosie.

[00:01:56] Right, that's exactly what they want you to believe and that's what I learned too. I think my first investment property was negatively geared and right. That's what I got told when you're a property investor.

[00:02:06] That's what you do. That's a great way to go broke. You never do that, she. That's just going to keep you in a job and that's what I think. That's what society wants. So this is what I say to my

[00:02:16] guys the other night. I'm like, what you guys need to understand is that what you're actually learning and what you're going to be doing is trailblazing a start because people don't, they don't want

[00:02:26] you to know these things. And I think once you realise the power of funding and financing real estate in a non-traditional way, it's incredibly powerful and it opens a lot of opportunity and I'm firmly that the more normalised this becomes in our world, the less scary it becomes.

[00:02:46] I still get real estate agents and everyone in between saying, oh no you can't do that, that's illegal. No, you might be able to do that in Easter's days but it would not impress and I might really have just done forward. You'd like to see the results. No.

[00:03:03] So yeah, some people think I think it's quite, it's human nature right if you don't know it if you don't understand it then it's got to be illegal. And some when they see a nurse and ex-fifo nurse going to do all these random things they're on.

[00:03:22] So yeah, I think what I teach my guys basically is you don't have to do this stuff yourself and what I learnt very early on like coming out of a door so in your 40s

[00:03:35] you're not going to be a great candidate to get a loan. So I learnt really quickly then that partnering with other people so doing joint ventures with other people is a

[00:03:44] bloody fabulous way to start. To not only do you have a bit of support but you can hook up for someone who does have serviceability, who does have a good income that the banks will go,

[00:03:53] okay and there's no reason why you can't do your first deal like that and get moving very quickly and that's how I was able to accelerate all of the stuff I do is we've joint ventures.

[00:04:05] Every single deal I work with other people, I don't do it myself, I could but I do I choose to collaborate with others because it's awesome so that's a very powerful way of doing it.

[00:04:17] And then once you get going you definitely can look at other products on the market like we've just purchased a house mainly for my daughter, it'll be so she can be closer to us.

[00:04:28] We've been in a business, we can't get a full-doc loan anymore like that's reality you have to be in business for an x amount of years and then the banks might consider you but they've got

[00:04:38] low-doc options so you can qualify for a loan that way. So there's plenty of things you can do. You could never ever say that that's not for me, you know people in I've got people in their

[00:04:50] sixties and seventies doing this stuff and thinking my life's not over I can do these things, I can actually look at buying a property and doing a renovation and flipping, making a chunk of money

[00:05:01] and that's what we teach and that's game-changing life-changing shit. I mean I could talk for about three days just on that subject but it's important for people to know there is a different way

[00:05:13] and the other really cool ways actually partner with the homeowner and work together with them they've already got the mortgage, they've already got the house but they don't want to do with it you've

[00:05:23] got the knowledge you can come in and go hey let's help you here like I can renovate your house if you were intent to sell it and I'll do it at my cost and then we sell it we split the

[00:05:34] proper 50-50. People go for that they're like well no one else is going to offer to help them that way so there's so many ways of doing a hair. When you start learning this you're like

[00:05:45] and it just goes to show like I think this is true in all aspects of our life we've been conditioned to believe certain things and this is the way it's done but actually no it's so many

[00:06:00] different ways and you're living proof of this in the investment and renovation realm and I think what you teach what you do is going to make it accessible to so many really I think so I think

[00:06:14] we thought I'm never going to. Yeah it blows in mind like I had a class last night and I shared so we had a property settle on Monday as a local property and human and I like to show them

[00:06:27] the figures I'll do that in a group of people and teaching not on social media but they were reciting there with their their life. So I'll run it through you through with you because I think

[00:06:40] it's powerful and it's not to show off or be a smart us about it it's actually to show you that this is what we do and we do it every day of the week so we um this homeowner saw us do another

[00:06:51] renovation over the road and I do it for my gym so you know isn't it right I say to people tell them what you do so they know that you actually a renovator and that you can help them they're a young

[00:07:01] couple they had built a house up in um serpentine up in the hills and they had just signed unbelievable they're just signed prior to COVID and then two and a half years it's taken these

[00:07:15] our holes to build the house for them it's just gone on and on anyway their house that they've been living in was a bachelor pad it was um every room was dark dingy looked dreadful she hated

[00:07:27] it she's like I want to go and live in my beautiful home and I don't want to deal with this shit hole anymore and the boyfriends like okay we'll sell it and she like I didn't want to do that I just I don't

[00:07:37] want to know about it so when I came in and said hey if you let me come in and renovate it like I'll give you a good price for it in this market you guys just have to walk away go

[00:07:47] and live in your beautiful home blah blah we went in spend about 70 k renovating it made it look beautiful the little three by one and human which is a very sort after area right now which

[00:07:59] never used to be used to be a shit hole or rocking hand now it's absolutely everyone wants to live we did four and a half weeks so in out put it back on the market sold it for a ridiculous price

[00:08:11] the market is just pumping right now so sold it for 538 thousand we bought it for 300 we spent 70 on it we made 176000 in four five weeks and of course David and I worked 50 50 so we split that

[00:08:28] 76000 each for four weeks work that's the stuff we do and people say oh why would anyone sell your house like knowing what price you can make up by doing the work and I'm right because they

[00:08:40] don't care they don't care they want out they don't they don't all the deal with it they don't have the money or the time or the intention to do anything and if I'm going to go in there and

[00:08:50] often give them the process the houses worth plus we gave them a loan for 15 thousand dollars to cover their mortgage while we did the renovation the wealth is going to do that and they're like

[00:09:01] oh so I just created a win-win win the market is bumping along really crazy now they'll look at there and know the price that we've got and it doesn't bother they know again I say to them

[00:09:13] is it okay if we make some money along the way too and they're like yeah shit yeah because we've done all the work we spent the money we made the house of amazing got the knowledge blah blah so that's

[00:09:22] that's the deal we did last week and people are going shit so I could and one of the ladies in my class is just sitting there going I don't even earn that much every year yeah exactly so exactly right

[00:09:36] I said so do you think you could do one of them a year she goes on shit right too yeah yeah pick me and I'm like yeah well we've got another four we've got people that have signed contracts

[00:09:48] with us so so yes for people to say I that sounds a bit fathful and you know grow around I'm like no this is what we're doing now and it's not about everything people off and it's not

[00:10:00] about doing underhand things you always offer people a fair price for their house obviously you know if something needs work you're not going to offer top dollar but you know that what your offering is right they wouldn't get that much of they took it to the market all

[00:10:15] they'd get will be no more offers and you're also offering to help them you know giving them money to help them tie the mover until the property settled that was a game changer they're going

[00:10:25] right yeah well this is pretty easy and then she rang me just before they were moving out she goes do I need to clean it and I'm like hell no I'm gonna rip everything out don't worry about it

[00:10:36] she goes on god yeah winning yeah it is incredible that's just one situation every house has a story I mean we do buy houses for cash as well like it just depends I could never have done that because

[00:10:50] I didn't have money but my money partners had money you don't need to have money you just need to know and like I remember my property meant to tell told me this in the early days if the

[00:11:01] deal stacks up and the numbers work the money will be there and I'm like yeah well that's great for you to say you've got plenty of money how does that work for me and and she's like oh you don't get it

[00:11:12] when you get it you'll get it and then she's right so once you understand the power of other people's money and working that system so that it's our equitable and fair

[00:11:25] the world is a different place and that's what that's what people are kind of think they when they hear stuff they're like oh I could do that you could yeah yeah yeah yeah yeah

[00:11:42] what about the skeptics that might say well why would an investor give you that money like one of them that is to do it themselves what's the benefit for them yeah that's a great question

[00:11:53] why wouldn't they do it themselves because they don't have the time that's the biggest one they don't have time they don't have any knowledge necessarily they might have cash but they don't

[00:12:02] have a clue how to actually renovate themselves a lot of people don't really want to do the work like if they can hook up with someone who does all the hard work for them and we do it we make

[00:12:13] it so easy we do everything and we think of everything and we market it and we sell it and like basically like I'll have investors now that say hard is from work with you because it's so easy

[00:12:23] because they know they give me their money and in four months they get back a return plus their interest and they go so when can we do another one and you know once you've done one and you've

[00:12:34] actually worked they've worked out that your legitimate your honest and you do everything you say you're going to do they'll keep working with you and that's what you learn as you go through

[00:12:45] if you have integrity and you do what you say you're going to do then you will always do well if you're going to be a shark and you're going to rip people off and you absolutely do

[00:12:54] shitty job with your own and that's not going to work well for you unfortunately in this market at the moment you could do a pretty shitty renovation and you still make money but it's integrity

[00:13:04] like a reputation you know all of those things so yeah it's massive Rosie like I feel like it sounds like it's too good to be true but it course it takes work it takes commitment it takes

[00:13:15] knowledge it's not like you can just go in now make a million bucks in your first year like people tell you that's rubbish it takes time it takes commitment it's like any business you would

[00:13:26] know this it's not easy I mean you're developing your podcast and and you'll reach you've had to work at that right this is the same it's just a different way of doing things and I love that you

[00:13:37] can blow people's minds by saying you could do this and they're like yeah that sounds like rubbish and I'm like no well it's not yeah that's not it's not and when I first spoke to you I said I want to

[00:13:47] learn this so you know I'm going to be doing your mastermind next year because you're teaching people your expertise like I think it's a way to fast track it it's not going to stop people making mistakes

[00:13:59] but you're given them a big leg up and like this is how you get started yeah and that's the like getting started is really important right I can let first step I can't wait to have you on

[00:14:12] the mastermind's or I can you're going to go oh my god you're blowing my mind you're already blowing my mind yeah what I think the thing is though it's not just a business that makes money it's a

[00:14:24] business that makes it feel good it's a business that the feeling of you look at a house and you go this has got good bones but it just it looks dreadful it's had no love and no respect

[00:14:36] and I I talked to all my house I know probably people I was talking to my guys last night and I was talking about we're just about to put one on the market and I'm like I'm going to say

[00:14:46] it's going to I don't care if you think I'm a nut right but every house before I put in the market I go there when there's no one else there and I think they're a talk to the house

[00:14:53] anyway I feel like I think the house for letting us make improvements and I'm like I really love it if you would pick a beautiful family that's moving here you know and like people go you're nuts

[00:15:09] I don't care but let bloody work whatever works right so interesting the house that we're just about from the market is a very high end house as the first one we've done and a tragic story behind it

[00:15:22] so marriage break up the son committed suicide not in the house but elsewhere recovered and then the family just disintegrated around that whole experience would have been incredibly

[00:15:33] sad I felt it when I walked in the house was such a heavy energy in the house and it was dark and dingy and lots of red brick and and I'm like we need to make you beautiful again and we have it's exceptional

[00:15:46] I'm just so happy with that it's been not without its challenges but now it's white and bright and light and it's 50 minutes from the beach it's beautiful and I was talking to one of my mentors

[00:15:58] last night and I'm like I need I feel like I need to just go and talk to the house again before we have the first time open it's just like do it do it because I feel like the sun is still there

[00:16:08] in some respects so I'm going to talk to him and I talk to his mum and like try and move that energy like the vibe in there is so much better but I still feel there's a lingering one and like if you

[00:16:21] don't clear that it will repel by us and I don't know why people just feel stuff and they don't know why they don't like the house but they'll just not come in not want to buy it you know what I mean

[00:16:31] so that's a large part of it as well it's like yeah we have little ceremony we do have sage Dick and you know it is a bit where we're about I family believe that houses have energy just as

[00:16:43] people have energy just goes to show that you're running a business that is so aligned with your values and your beliefs. 100% that's probably why we got attracted to each other in terms of

[00:16:56] pursuit of freedom so pursuit of freedom to me means not a pursuit of not doing work I love work when it's something that aligns with who I am as a person and what I can offer

[00:17:08] people and this incredibly is just business is about not only improving like it's not about renovating at all it's about empowering people it's also about like changing things for the better because

[00:17:23] one thing one thing that people don't talk about with renovations is not only do you make the house beautiful and you make a great environment for a new family what always happens is the whole street

[00:17:34] the whole street and now in Hillman we've renovated two homes one on each side of the street so what do you think's happened to all the bad guys in there they're gone like this over the last six

[00:17:44] months the values are gone from here to here and because nicer people lovely people are moving into the because that street always had terrible reputation as drug dealers, idiots who's the whole

[00:17:56] lot those people have moved out because the one we did over the road was a more of a piece of bank sale that was a drug house so they can move down and then the one down the road that

[00:18:07] were there friends they've moved out and there's only one family left now in that street that's shit and the rest all the people are like and we had neighbors come and say thank god you're doing

[00:18:17] this is going to be lovely having good people back in the street because it used to be an awesome street so you have that community value lift as well I think that's all that people don't

[00:18:26] normally just you know not only renovating you're bringing the standard up you're doing good for the rest community in that street for the for the families in that area so I love it I think it's awesome

[00:18:36] but it always have neighbors going oh we think you're doing a great job and you're like thank you not amazing yeah it's awesome all right I can't remember if you said it to me yeah you did

[00:18:48] a quote was you can have it all and that is not something we are told you can't have it all how day you got a suffer so tell me more how what do you mean by we can have it all I know you

[00:19:07] don't mean life's easy breezy and sit back relax be lazy so what do you mean you can have it all and how the heck do we get it no you ask really hard questions Rosie come on I'm sorry

[00:19:19] having it all to me means not anything about money you know what having it all means business spooky because I was having conversation with my mentor again last night who I've been

[00:19:30] working with for about four years now and she goes I need to remind you of how much your life has changed not only since she left five over even before that and she said I want you to actually start

[00:19:44] celebrating your wins more so having it all to me means yes we have a business and we're growing that business and it's making pretty good money at the moment I don't say we're rolling in

[00:19:54] at or anything like that but you know what it does mean it means that I've given employment to two people who have been in pretty crappy situations themselves and then have found a new

[00:20:07] purpose in your meeting and coming into our teams so that's been fucking amazing and that's another story on in itself I've been able to employ my daughter she's just joined our business she's 26 must have inherited some of her mothers stubbornness and independence and made like I don't

[00:20:27] need your stupid advice about property I'm just going to do my own thing and yes that hadn't ended well for her she ended up having a baby when she was 19 and this is not what I want

[00:20:37] of you but hey I'm still here for you anyway he's seven now she's gone I've picked some really stupid men to go out with and I've made some mistakes but now she's in the place where she's

[00:20:50] listening so she's like making miraculous in crazy steps going forward now she's just joined us she's loving it she's my new CEO in the making for sure having it all means that she'll and I get to

[00:21:05] make decisions about what we do in terms of do we go into the office today or do we go the pop of lunch like we can do that and not feel guilty we I mean don't get me wrong we work for

[00:21:15] freaking hard and she's shuddling mulch with me in 30 degree heat you know we work hard but we also love what we do and I think when you say having it all you're doing something you love

[00:21:27] now Shelley was working in the prison she hated it she is there 20 years so she was in a prison in some ways right yeah she joined the business at the engineering and she's now working for

[00:21:39] time in the business and so for her it's something she loves right so I think you can have it all it depends what you're having at all means it's different for everyone but it's not about money at all

[00:21:52] having having your ability to change people's lives by doing something that inspires them I call that heavy at all and then now teaching other people I have such passion for that like I go

[00:22:06] home at the end of the sessions going wow bloom a mind you know people actually take an action doing things and proving to themselves that they can do it I still get people who do the course

[00:22:17] and they're like hmm and they're not ready yet they're not ready but they've taken more steps in that time that they have ever before you know I mean like everyone does it at their own pace

[00:22:28] so you know if I if I had my way and have ten people doing deals but two of them are so that's massive you know that's more than then I would have thought would have been possible so

[00:22:40] so having it all is different though like my having it all would be different to yours but having the freedom to decide for yourself and not being told by your boss whether you can take time

[00:22:49] off to do this or that or if I want to go to my grandson's sports carnival I make time on my can I can on the boss so I can decide whether I'm going to do that or do or I'm going to do

[00:23:02] other things so I think that is freedom it really is freedom and freedom of doing things that other people expect you to do as well so now you know I get to I get to donate charities that I

[00:23:15] think are awesome or not it's my choice I don't have anyone telling me what I should that to me is everything so it's massive when you actually make a me go it's

[00:23:28] you when you actually stop and think I'm so busy doing the doing I don't have a reflect but that's exactly what it means so yeah very cool great question and great answer and what you just said there you get so busy doing the doing I think that's most

[00:23:53] so if someone's busy doing the doing but they've got this feeling like oh I just want something different like it doesn't feel right but they're just they're not taking action because they don't know where to start whether it's property or something else what would you say

[00:24:11] the good first thing just something actionable oh you put me on the spot today all right you're great at that I think the first step really is often it's the fuck me I'm not doing this

[00:24:26] any more moment but if it's not that dramatic like if you've gotten in intrinsic I remember the feeling and I'm pretty sure you do as well if you got that intrinsic I know this is what people

[00:24:39] expect of me but it's not me it's not soothing me if you've got that in your gut and your intuition is telling you that you are born for more everyone has a purpose when they're on this earth and

[00:24:52] if you feel like your soul is not doing what it should be doing then you've got to change that and only you can do it I you know I would love to say you can do XYZ but unfortunately I don't

[00:25:05] think that that's possible I think one intrinsically knows they need do something different but I think it's also working out what it is that you want to do and if it's just a gut feel that

[00:25:16] I don't know something's just not right here then that should be enough for you start exploring what actually it is your passion and for me nursing was definitely something I love doing because

[00:25:30] I love helping people but I feel like it wasn't the right thing I feel like I'm put on this earth to teach other people to empower other people to make a difference in their lives so

[00:25:43] I know that's part of my way and trying to figure out your why is huge and oftentimes quite a few years but they're the sort of the other sorts of first steps that I would say to people start

[00:25:55] questioning why why are you in that job what is it that you want to do and seek out answers don't just accept what someone's told you have to do yeah I know you had that realization as well

[00:26:07] like getting in a van with the dog and driving like that's huge how many people told you were nuts are we quite a few yeah yeah but you do it anyway same with me I had people saying

[00:26:19] oh you shouldn't leave your job that that's really really dangerous like that's really risky and I know what's risky is staying there and being resentful and angry and shitty because it's not

[00:26:29] what your soul and passion is so you first step's definitely figuring out what is that you want to do and then like my mantra has always been if I don't know how to do something I will go

[00:26:42] pay someone to teach me and I'll spent thousands of dollars on coaching and education and property alone because if I don't know that skill be easiest quickest way as to get someone who's

[00:26:55] doing that to teach you and that's what I'm doing for other people I think it's pointless trying to learn yourself the hard way I'll rather learn from the best and then you go and then

[00:27:06] you implement it your own way and that's exactly what I've done so I think first steps are always like questioning figuring out all your wires and then taking steps to actually figure that stuff out

[00:27:17] and and move and get my mental change otherwise you just hear the and I have been at a barbecue and people are winging around that anymore I just go I don't I don't hang out with anyone

[00:27:28] that does so anymore because they can't be in my world I hang out with people who are excited to be there and excited to do what they're doing yeah when you're around that negative nanny energy

[00:27:39] level get out of it not good and one thing I would say is I think I've really learnt to trust myself yeah you got to listen to that voice and you know this isn't right I need something different

[00:27:50] and be kind to yourself you're not going to figure it out I don't I don't reckon I don't start listening to my intuition to know's in my 40s always had it everyone has but it can

[00:28:00] be a feeling you here I can be feeling here but you should listen to that because that will always serve you and when you do when you start listening to it and actually I'm harnessing it like I

[00:28:11] saying before when I talk to sellers or agents or anyone for that matter if I get um if my intuition's going yeah that's not that's yeah they're not aligned to me it's a real wake up call

[00:28:24] for me to go this is not a deal and you get that a lot you know a lot we talked to a lot of people and then it's just not not a match not a match at all so it's good to recognise them and we've on

[00:28:36] there's people we can help and there's people we just come and I think that's really like you need to harness that intuition and do what it is that you're here to do and I think that's that's

[00:28:47] really important stuff it's sad when you see people who are just doing shit they hate it they hate it they hate it it's like dying inside really what I do that to yourself crazy yeah exactly

[00:28:58] life is for living so let's start living and something you said I want to go back to you've said no to a lot of deals I find saying no really hard I've got a lot better at it but the people

[00:29:12] pleaser and me just once yes or you said I'm really good at this okay I'll do that so what's your advice the learning how to say no and just standing in your power because I think a lot of people

[00:29:24] especially women or hundreds need to get better at saying no that's a really good question I was a people pleaser I still am to some some extent so hardicing in the world because you want to help

[00:29:34] everyone right definitely hardicing in the world to overcome I actually found that I needed some really good advice so I actually have a mindset coach that I work with because it's not just a mindset

[00:29:47] there's everything and people pleasing is a large part of I think trauma response as well there's a lot of people putting it goes along with that you don't even know you're doing it the scary thing is you

[00:29:59] you've gone oh I'm doing that again like I still do it and I think I've had a couple of deals that have been really difficult because I've slipped back into a bad habit of going oh yeah okay

[00:30:10] let's do that and your guts going oh no no no we're not doing that so I think it always habit I don't think it always goes away but you I think I've got a lot better at recognizing it

[00:30:23] and going oh no do you get don't do that what slap me down and go actually and I was talking about this yesterday with a team like the deals they have done exceptionally well have been

[00:30:34] when we followed our processes and we followed our things 100% to the letter when we deviate from that and we do a bit of the old people pleasing things go off the rails and that's exactly

[00:30:45] what happens in life as well if you don't follow your intuitive path and you slip into the yes we can do that even though you're going what the hell am I doing saying this yeah it's a hard

[00:30:58] habit to break and I actually really feel like it could be pathological and some people to their detriment and I see it all the time particularly with women and nurses are the worst nurses and teachers actually because they're like helping professions right you're renowned for

[00:31:15] then Florence 90 go bloody you know I'm here to be everyone else's servant and all this sort of bullshit I know when I first started nursing our doctors and surgeons and specialists were

[00:31:27] training like gods and we had to sort of you know oh hell no we're not doing that shit anymore you know so that's what I grew up with and that's what my expectations are myself wearing so it's

[00:31:39] like this huge battle to go actually I'm important actually what I want is important actually I'm going to do that and fuck you if you don't like it to that stay the way yeah no we're not

[00:31:51] not doing that so that's a huge learning curve yeah I don't know there's an easy answer that one either rosy but I saw that I had had to change this because it was actually restricting

[00:32:02] how far I was going to grow so I worked with a coach and like we've worked through recognizing these sort of patterns and fixing them so that I create these problems for you

[00:32:13] I think you're going to relationships with that as well and I end badly you're the door mat you're gonna be the one that gets a bruise you're this you're that you know so definitely

[00:32:22] important to get on top of official I agree that's really in the background yes he's yeah yes she's been chilling here why were chatting she's been good so far I'd make my out or they'll be jumping alone me and carrying a lot of idiots

[00:32:42] yeah I mean raise a great question though rosy because I think lots of women struggle with this and it's important to get on top off because it can really really derail you and create all sorts

[00:32:54] issues and how do I know that I've been through it yeah and it's a lesson I'm constantly relearning because like you do fall into bad habits often when you're feeling a bit wobbly you

[00:33:05] know you're just a falter of patterns but one thing that's really helped me is recognizing that when I say no to staff it actually allows me to focus on the shit that matters it frees up time

[00:33:17] capacity mental space actually do the shit I want to know I think it's also I had to learn how to set healthy boundaries with people so even the people even my family you know this is often

[00:33:30] where it comes from this is what you learn as a child that you're not important you're not what your needs are and necessarily good um so yes I've had to set boundaries with my family

[00:33:41] I think I mentioned to you before like I don't tell one side of my family what I do because they think I do illegal things because I don't know because they don't understand it and they get

[00:33:51] very resentful the fact that we're doing quite like we do well financially but they don't understand the business that I mean so I don't talk about anymore I think I could still love them

[00:34:01] they are that who they are but they're never going to accept that we are wealthy and we are getting more successful and I don't say that to process it's just that the reality is when you're doing

[00:34:12] something that's aligned the money will come and people get resentful and jealous of that that's your family what can you do you just go I love you but I don't understand why you can't understand

[00:34:23] what I do it's not that hard you know so yeah I think boundary settings really important then you then you really keep your what you need close to you and you're doing allow people to overstep

[00:34:34] the boundaries if they ever set the boundaries of slacking back with love but you've got a you've got I've had to learn this um people do things sometimes we're not the best intentions

[00:34:45] and it's good to recognize that and set those boundaries around that and I think if you do that to healthy way that's really important I'm teaching that to my daughter who's getting it quicker than

[00:34:54] I ever could at her age like she's going to be scary when she's 40 she's getting all the lessons I got when I was 40 and I'm like damn I wish I'd know that when I was in the 20s you're not ready

[00:35:04] you're not ready to hear it then you're ready to hear it when you're ready and I've got a lady in my class now she's 70 she's like oh I'm too old and I'm like who says yeah you know who's who's

[00:35:17] just a dictator that she goes I live with an narcissist and I thought my life was over and and you've given me some hope and I'm like absolutely but it's up to you how far you take this

[00:35:28] I can motivate you and I can talk to you but up to you to take the steps and I think that again is around boundary setting because like for me would be like I want to do everything for these people

[00:35:38] when you can't you absolutely can't you have to go this is the information you can absolutely do it but you need to do this not me as an educator as a teacher you would know this you can't

[00:35:49] do it for them I want to I want to push the push and push and make it that you can't you really can't and I'm going through this at the moment because I'm trying to support my sister

[00:36:00] I wish I could just force her to do the work in the healing but I can do is I guess I'm there and when she's ready she will do it I can't force anything and it's a tough lesson to learn

[00:36:14] right now well that's 100% like as a parent as a as a sibling you know it was exceptionally painful for me to watch my daughter go through watching when it's true and and she was basically

[00:36:27] abandoned by a father when she decided to keep the baby um she I remember him calling me and he's like can't you can't you by insist or like tell her that she has to have termination

[00:36:40] and it was late stage pregnancy and I'm like who the fuck are you thinking about? I'm like I will not do that. I don't particularly like what she's doing and I don't particularly like where she's at but she's my daughter and I'll never abandon her and it's hard

[00:36:56] but look at now she's come around she's down the track she's going to be in a magnificent woman because she's gone through all that shit and experience that how many 26 year olds buying their own house having their own independence most 26 year olds were out freaking partying drinking don't

[00:37:11] care about too much she's like oh she's she's she's she's the next CEO of my office my business she she gets she and she has that intuition already built in so she's I just think it's massive

[00:37:24] imagine if our kids got taught this at school. They're just amazing right but they're never going to teach you that you have to get a job and you've got to go through a line so a bank and you've

[00:37:33] got to do this and you've got to do that and you're like fuck off you don't you don't need to do any of those things. What you do need to do is learn that anything is possible and I am limitless and um

[00:37:44] I would love it if we start teaching this in school can you have that in the loop please that's part of the reason I was able to be nervous pause the problem I'm like I can't do this only

[00:37:53] lasted two years because of a chase they're trying to get me to brainwash these kids and I thanks no no but you can do magic with what you're doing right now right because you're

[00:38:04] reaching teach people who need to hear the message your teaching by example are doing and following your passion and I'm doing the same and I'm getting to encourage like imagine as my daughter at 26

[00:38:20] is getting this stuff my seven-year-old grandson is also learning this stuff he's got two incredibly powerful women that he's teaching him imagine what it's going to be like for him and I think that's

[00:38:31] all we can do we can only influence people that we can influence and it's all about influence the same with your sister if you could influence who you would and you are by doing by being you you can't push

[00:38:42] them you can't tell them what to do you just have to let them work it out and they will eventually and it's frustrating as hell but that's part of being a teacher that's part of being on educators

[00:38:54] like teaching how you live like doing walking the talk doing the job that you talk about all the time and I think that's where you can do influences huge by teaching people what's possible I think

[00:39:08] you do go a huge way to make in a difference and following your passion is definitely part of that so I think it's incredibly powerful and incredibly frustrating to see people sort of struggling

[00:39:21] and and thinking that they don't have a choice so there's no options for them that's sad and more that we can chat and do podcast like this and get the word out there the way better

[00:39:31] it's going to be some talking to you guys you've asked some fabulous questions I've got to say a lot and you've done an amazing job because for those of you listening if you're not aware I don't give my guests questions and advance. I've put them on the spot.

[00:39:48] Because it's much more organic it's more like it's real what will I do a script and podcast like yeah I don't get it it's got to be a conversation that is spontaneous and real and that's

[00:40:00] definitely what has been thank you so much Julie for sharing your wisdom your experience I feel absolutely invigorated after this conversation and I think you would have picked curiosity in a lot of our listeners I mean obviously people who tune into this podcast

[00:40:16] yeah the pursuit of freedom obviously they want a bit of change so absolutely yeah renovation could be the path for them if some if there's people who are going okay this sounds amazing I want to learn a bit more what can they do what direction can they go

[00:40:34] contact me I don't have any fancy marketing or anything like a puppy I'll probably get I'll probably get a rocket up the bum to do that next year I was yes so I thought those who

[00:40:46] know me know I'm real so whenever I advertise anyone my classes are just doing on Facebook usually and people just contact me I've got a lot of people following me then out from all the work

[00:40:56] that we've done which is awesome I would suggest either contact Rosie or I can put up my Facebook yeah we'll put your details in the description for sure the details I did do up a little

[00:41:07] flyer too where you share that as well as you're not sure but it just goes through basically what we what we teach and it's not it really isn't just a renovating course like there's

[00:41:18] millions of them out there and I've done pretty much all of them it's not about that at all I think the difference is the implementation of the information because lots of people go to

[00:41:30] like they go to a boot camp or they'll go to a um you know they'll pay for it of course whatever they'll go raw and they'll get all inspired and then it lasts for three weeks and then you'll see

[00:41:39] them a year later and now and you'll say how's that going in there like yeah this question I done nothing with it because they get lost they have no confidence they don't it's easy to learn

[00:41:50] to learn from books and videos and stuff like that I think the hard part is actually get off your and implement it when you do that different game changing yeah because I think a lot of

[00:42:00] courses out there they might teach you the what don't teach you the how and they don't give you the sport or the coaching to help get you there because as well as your mastermind you often

[00:42:10] are off a coaching service it's too do yeah I want people to go through what I teach first and then they understand and then I can do the askcickery from there so I'll kick her a lot

[00:42:22] in a nice way with love alright but I found that the people that did the 12 week course they're like oh what's next yeah okay so now I've got we just still meet up for an hour each week and then we do

[00:42:38] implementation so askcickery accountability and then it's just an ongoing I'm trying to build a community I think that's the guts of what I'm trying to do is that people then have support within

[00:42:50] the community and everyone that does my initial course will go into an evergreen Facebook community so they get to talk to each other they'll deal their deals will be made people hook up work together

[00:43:02] that's the kind of environment I want so I think people just need that ongoing support as well so I try to make it not expensive for people as well I think a lot of education in property is very

[00:43:14] expensive and I've paid for most of it over the years but I think I'd love to be able to do those courses every quarter and then just build that community and they generally all women I've got a

[00:43:25] couple of men in there but mostly women mostly people who want to actually change where they're out and do something different and I think when you go to community people like that's really powerful

[00:43:35] so yeah I'm happy to share that information if people want to contact me I'm more than happy to perfect details in the description and Julie final question of put you on the spot

[00:43:46] what would be your parting message to people listening is there something you really want them to take away from our chat today? Yeah definitely I think goes back to what we talked about probably

[00:43:55] in the first first half an hour I said if you find that you are dissatisfied with where you are or you're unhappy or you know that there's something that I mean if you love your life and

[00:44:07] everything is great well you probably wouldn't be listening to this podcast for a start right? So most people are looking searching for something my message would be find out what it is that

[00:44:19] you are destined to do and do it don't make excuses don't get off your comfy cash has got my first mental use to say to me she'd be like don't go back to Portadlin and sit on the comfy

[00:44:32] couch Julie I'm going to kick your ass it's next time I see you've done nothing and I'm like oh god okay so that would be my message right really if you are not happy with where you're at take that first

[00:44:46] step come and talk to me talk to you like find out where it is that you have a passion for where you want to be and do something about it stop making excuses and stop making that story view

[00:44:57] the more you tell yourself the story the more you're not going to take any action or I think when you when you really are passionate about something it will come and if it takes 10 years it

[00:45:07] takes 10 years by it eventually it won't go away right you've got that thing legally in the back your head you know you need to do it so my advice is do something about it take some sort of action

[00:45:19] talk to someone figure out what it is that you want to do and do something about it it's always easy I know it's how it's so it's like it's like it is that simple right it really is it's difficult

[00:45:32] to is it's not easy to do but it's worth it it changes your life both you and I on paths where we feel aligned and making a difference and you know we feel joy and what we do and I think everybody

[00:45:47] deserves that so everybody don't go sit on the comfy couch takes a action you're worth it and you I love talking to you Rosie thank you so much like what I mean definitely when we kick off in

[00:46:01] January or send you the details because I think the more people who can do it from different aspects like I get a lot of people in WA hooking up with course but we also have people from Sydney, Melbourne,

[00:46:12] Brisbane it doesn't matter where you are the stuff works wherever and it's not about we located or anything like that it's more about I have people say to me I don't know if we're working my area and I'm like

[00:46:24] why wouldn't it yeah this is not making excuses yeah exactly like I'll fall down in a nice way and I did this last night with the ladies she's like I'm not sure if the area of course is relevant unlike

[00:46:38] is that real is that just a story you're telling as you guess are you you call me out again yeah shut up yeah I love being able to help people change their worlds and I think anyone that

[00:46:52] does that stuff gets a kick out of it and as a teacher you would exactly like we're here to do some good and I'm not saying I'm certainly not promising that it's easy and I'm not promising that

[00:47:03] will be something that's going to happen in five minutes but what I am promising is that when you start taking steps towards positive change you'll be amazed at what you can achieve absolutely

[00:47:14] amazed and even in the two years I've been doing this it's been incredibly fast in some ways from being in a job to running a business for the team of four and then we're going to we're going to

[00:47:28] grow again next year and then now starting education like us massive and I think acknowledging that is but when you decide right that's what I'm going to do and you go do it then it happens so

[00:47:40] it's awesome thank you Julie we will definitely have you back on talk to you soon thanks Rosie take care isn't truly just the best she was so generous with her time and the wisdom that she shared

[00:47:58] it just blows me away she's a wonderful human being I'm so glad I met her on TikTok of all places don't knock it until you try it feel free to go find me on there at Cooka Lini that's my

[00:48:09] username but I will port Julie's details in the description I'll put a Facebook page she's a really awesome chick as you can probably tell from this conversation I'm sure she'd love to talk to you

[00:48:21] I'll be doing a course in a couple of weeks I'm really excited for that if that's something you're interested in message it find out more and maybe you want to do it remember you're

[00:48:31] worth it and you were so so capable and I will see you next week in episode 28 catch up if this episode resonated with you at all could I please ask that you share it with a friend

[00:48:47] who you think could get value from it and whilst you're doing that make sure you follow and subscribe to the podcast so that you never miss another episode and whilst you're following or subscribing please leave us a rating preferably five stars and also a written review doing

[00:49:04] each of these things is going to help this podcast reach more people and impact more lives which is at the end of the day is what we're here to do thank you so much I appreciate you

[00:49:17] remember you matter you're worth it and you are so so capable take care of yourself and I'll see you next week